• There’s a Wealth of Federal and State Financial Aid Programs to Assist HCCC Students

    Our Office of Student Financial Assistance is dedicated to helping students who, without financial aid, would not be able to attend college. The Hudson County Community College Foundation offers several scholarships to deserving students.

    There are also several programs available through the Federal government and the State of New Jersey. These include grants (which don’t have to be repaid) and loans (which need to be repaid after you graduate, or when your enrollment status falls below part-time, or you withdraw from the College altogether). All of these programs require that you demonstrate financial need by completing the Free Application for Federal Student Aid (FAFSA) form.

    We suggest you apply for financial aid at least three months before the start of a new semester.

    Here are some of the programs that are available to HCCC students:

    Federal Pell Grants are available to U.S. citizens or eligible non-citizens who have not earned a bachelor’s or graduate degree and who meet all other criteria. Amounts range from $400 to $5,730 per year, and are renewable annually based on financial need, enrollment status and satisfactory academic progress.

    Federal Stafford Loans (Subsidized or Unsubsidized) are opened to students who are enrolled at least part-time, and who are citizens of the U.S. or eligible non-citizens of the U.S. HCCC students must maintain a grade point average of 2.0 for continued eligibility. The loan amounts are $5,500 for first-year undergraduate students to $6,500 for second-year undergraduates. Visit https://studentloans.gov for complete information.

    Federal PLUS Loans are for parents of dependent undergraduate students. The annual limit is equal to the student’s cost of attendance minus any other financial assistance the student receives. These loans must be approved by the lender as well as the guarantee agency and must be repaid beginning 60 days after the final disbursement. Go to https://studentloans.gov for more information.

    Tuition Aid Grants are awarded to U.S. citizens and eligible non-citizens who have been legal residents of New Jersey for at least 12 consecutive months before enrolling at HCCC (12 months before Sept. 15 for Fall awards and 12 months before Feb. 15 for Spring awards) and must be enrolled for at least half-time. Those who have a bachelor’s degree are not eligible. All applicants must submit the FAFSA to determine eligibility. The amounts of the grants are based upon each individual student’s needs. Grants are renewable each year based upon continued financial eligibility and satisfactory academic progress. The maximum number of semesters are 5 for a regular two-year program, 6 for a remedial/developmental or bilingual (ESL) curriculum, and 6 for a two-year EOF program (or 8 with EOF approval). Visit www.hesaa.org for more details.

    Federal Supplemental Educational Opportunity Grants (FSEOG) provide needs-based grants to citizens or eligible non-citizens. The grants, which are at least $100 per year, vary based upon the availability of funds and students’ financial needs. FSEOG grants may be renewable each year based upon continued eligibility and academic progress. The grants are awarded on a first-come, first-served, funds-available basis. Please visit www.studentaid.ed.gov for more information about this program.

    The Federal Work-Study (FWS) Program makes it possible for students who are enrolled half-time at HCCC to earn part of their educational expenses by working on-campus for as many as 20 hours per week. To qualify, students must be U.S. citizens or eligible non-citizens. Employment is arranged by the College and students will only earn the amount of the award under this program. FWS may be renewable annually based upon satisfactory academic progress and continued eligibility. FWS is awarded on a first-come, first-served, funds-available basis.

    Veterans’ Tuition Credit Program is open to: veterans who served in the U.S. Armed Forces: between Dec. 31, 1960 and Aug. 1, 1976; veterans who entered service after 1984; and members of the U.S. Armed Forces who are still active members. Applicants must have been New Jersey residents at the time of induction or discharge, or for at least two years before applying (excluding active duty time). Eligible veterans may receive up to $417.86 a year for full-time attendance or $208.94 for half-time. For complete information, go to www.hccc.edu/veterans.

    Educational Opportunity Fund (EOF) Grants are awarded to students from educationally and economically disadvantaged backgrounds and who have been New Jersey residents for at least 12 consecutive months. Please visit www.hccc.edu/eof  to learn more about the HCCC Educational Opportunity Fund program and grants.

    If you have questions regarding financial aid, please give us a call. We’ll be happy to assist you. As new Federal and State financial aid regulations are established, we will make the information available through an addendum to our catalog.